Opinion


Opinion

Fractional Reserve Banking Is a Fraud (but It's Genius)

The modern financial system is built on banks risking customer deposits – and the U.S. government has blocked safer alternatives.

Federal Reserve Board Building (AgnosticPreachersKid/Wikimedia)

Opinion

The Need for Clarity in Washington – Not Just on Crypto

The recent ambiguous messaging from the Federal Open Market Committee's meeting, which left markets struggling to interpret signals from the FOMC statement and Chair Jerome Powell's comments, is typical of the abstruse signals that can be found in central bank policy-setting. But new tools, such as blockchain's cryptographic verification systems, could guide policymakers' decisions.

(Kevin Dietsch/Staff/GrettyImages/PhotoMosh)

Opinion

Pump the BRCs: The Promise and Peril of Bitcoin-backed Tokens

A new way of issuing tokens on Bitcoin is growing fast. So why did their creator warn that they “will be worthless?"

Piggy bank bent forward change money coins (Andre Taissin/Unsplash, modified by CoinDesk)

Opinion

The Next Big Web3 Trend Wasn't on Stage at Consensus

If you want to know what's coming next in this industry, you need to listen to people still on the sidelines, says Leah Callon-Butler.

Yat Siu, Co-Founder and Executive Chairman, Animoca Brands (Shutterstock/CoinDesk)

Opinion

The Reactionary Political Theater of CBDC Bans

The jury is out on whether the benefits outweigh the risks of central bank digital currencies, but stymying research and passing premature legislation comes with its own harms.

(Mackenzie Marco/Unsplash, modified by CoinDesk)

Opinion

CoinDesk Turns 10: What We Learned From Reporting a Decade of Crypto History

Our month-long series looking back at 10 years of CoinDesk features a lot of failures. But, in most cases, what seemed like disasters at the time have actually allowed the industry to grow, says CoinDesk's Chief Content Officer Michael Casey.

(Ian Suarez/CoinDesk)

Finance

Estate and Legacy Planning for Crypto Assets

Legacy and estate planning is crucial for cryptocurrency holders because, unlike traditional assets, cryptocurrencies are not regulated by centralized authorities, making it difficult for heirs to access them after the owner's death. Proper planning can ensure that digital assets are successfully transferred to loved ones and beneficiaries.

(MoMo Productions/Getty Images)

Opinion

In the 'Stablecoin Olympics,' No Winner Will Take All

The fight involving stablecoins, central bank digital currencies and tokenized deposits will play out across multiple disciplines. No single contender will win them all, says Dea Markova, of Forefront Advisers.

(Bryan Turner/Unsplash)

Opinion

Crypto’s Macro Drivers – It’s Not Just About Bitcoin

The macro outlook and why it matters for bitcoin and other crypto assets. An analysis by Noelle Acheson, CoinDesk’s former head of research.

U.S. Federal Reserve Chair Jerome Powell (Federal Reserve via Wikimedia Commons)

Opinion

I Owe Brian Armstrong an Apology

With Coinbase under pressure from Gary Gensler's scattershot enforcement, it's time to reassess the most boring cryptocurrency exchange on the planet.

Coinbase CEO Brian Armstrong (Coinbase)