Opinion


Opinion

Are There Tech Solutions to the Privacy and Compliance Trade-Offs for CBDCs?

Users will likely demand cash-like privacy protections for central bank digital currencies, which may be thwarted by regulations. However, new technology solutions may enable high degrees of privacy while complying with regulations.

Now is the time to consider more cash-like privacy-focused CBDC solutions, John Kiff, research director at the Sovereign Official Digital Association and Dr. Jonas Gross, chairman of the Digital Euro Association, write. (israel palacio, Unsplash)

Opinion

Regulatory Clarity? Financial Watchdogs Could Not Be More Clear

If the past year of enforcement actions shows anything, it's that financial regulators are comfortable using existing rules to investigate and prosecute crime in crypto.

(Unsplash, modified by CoinDesk)

Opinion

Web3 Loyalty Programs Are a Trojan Horse for Good Crypto Policy

Crypto's three pillars of ownership, control and interoperability are likely to resonate with policymakers the most, writes Josh Rosenblatt of Co:Create.

The Trojan horse, after a painting by Henri Motte, Corcoran Gallery, Washington, D.C. (Getty Images)

Opinion

You Want Crypto Regulation? I’ll Give You Crypto Regulation

Maybe Congress should separate custody from exchange, the way it severed Wall Street from commercial banking nearly a century ago. This piece is part of CoinDesk’s Policy Week.

Sen. Carter Glass and Rep. Henry Steagall, authors of the Depression-era U.S. law that separated investment banking and commercial banking for decades. (Wikimedia Commons)

Opinion

Crypto Gets the Regulation It Deserves

Crypto services may need to look more like the institutions regulators are already familiar with. Rather than saying they deserve to be part of the financial system, they’ll need to show it.

(Dan Kitwood/Getty Images)

Opinion

What Crypto Legislation Could Look Like for the US, UK and Europe

Several regulatory initiatives are underway to expand oversight of this nascent industry, the former head of fintech at the U.K. Financial Conduct Authority writes.

Several regulatory initiatives are underway to expand oversight of this nascent industry, the former head of fintech at the U.K. Financial Conduct Authority writes. (Javier Miranda/Unsplash)

Opinion

Chalk and Cheese: When Crypto Assets Meet the Securities Laws

Crypto assets cannot function as they're designed to – while being securities, Lewis Cohen, co-founder of DLx Law, writes.

Securities and Exchange Commission (SEC) Chair Gary Gensler testifies before the Senate Banking, Housing, and Urban Affairs Committee, on Capitol Hill, September 15, 2022 in Washington, DC.  (Kevin Dietsch/Getty Images)

Opinion

How Industry Can Prevent the Crypto Winter From Becoming an Ice Age

Recognizing that crypto has to be regulated as part of the regular economy is a first step to arguing for rules tailored to its unique innovations, says John Rizzo.

(Jody Confer/Unsplash)

Finance

Crypto Diversification Is Back in 2023

Crypto and other assets are going their own way in 2023, with the bitcoin/Nasdaq (QQQ) correlation down to levels last seen in 2021.

(Moren hsu/Unsplash)

Opinion

Why Is Crypto Bouncing Back?

Global inflation is at a turning point. Here’s what that could mean for crypto’s nascent turnaround, CoinDesk Chief Insights Columnist David Z. Morris writes.

Federal Reserve Chair Jerome Powell (Helene Braun/CoinDesk)